Chicago IL Personal Injury Blog

Monday, May 19, 2014

Injured in auto accident - what should I do?

The most common mistake individuals harmed in auto and motor vehicle accidents make is believing that the insurance company of the driver that hit them, as well as their own insurer, are out to protect their interests.

Insurance companies have very specific goals following this type of occurrence: to negate your ability to prove liability; to confirm you are not hurt (before you may truly know one way or the other); and to devalue your potential claim.  This includes your own insurance company, which will be adverse to you if you have an uninsured (UM) or underinsured (UIM) motorist claim.  For people injured by a hit and run driver or who are harmed by someone with state minimum coverage, this will likely be the case. 

If you are injured in an auto accident you should first immediately seek medical help.  This ensures you receive all necessary care and also documents your injuries right away.  Be sure to document your injuries with photographs and videotapes that will illustrate the immediate consequences of your accident.  Avoid giving statements to any insurer regarding the facts of your accident or your injuries.  Instead, contact a lawyer who is experienced with representing injured victims and can begin protecting your rights.

At Ryan, Ryan & Landa, we are experienced in dealing with insurance companies on behalf of injured victims and achieving maximum possible recovery.  We can and will protect your rights.  Please contact us today.



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